A simple guide to fixed, variable, and adjustable-rate mortgages

November & December Mortgage News - Important Upcoming Dates

November Mortgage Update - The New Insured Refinancing Program

Exploring The Finest Kitchens In Waterloo Region

August Mortgage Update

July Mortgage Update - What ACTUALLY happens with a rate decrease

Summer 2024 Patio Guide

June Mortgage Update - Why first-time home buyers never seem to need an appraisal

May Mortgage Update - Can you buy a second property with 5% down?

2024 Federal Budget Update

April Mortgage Update - One Simple Question To Avoid Disaster

March Mortgage Update - What's the difference?

February Mortgage Update - The Dollar Difference

UHT Newsletter – Urgent as deadline to file is approaching

The highly anticipated condo database is now here!

Interested in owning Pre-Construction? Here is your chance!

Summer 2023 Patio Guide

In 2022, the housing market experienced a correction phase, with a peak in February and a fairly steep decline from March to July and fairly flat since then. In January, the low inventory in Waterloo Region resulted in a significant rise in the average sale price for all housing types compared to December 2022. The shortage of inventory is propping up the market and leading to more multiple offers. However, there is a potential concern for the spring season, when there is typically an influx of inventory. It remains to be seen if there will be enough demand from buyers to absorb this additional supply, or if it will result in longer days on market and declining prices. While any potential price softening is a concern, it is unlikely to be as severe as the decreases seen from March to July 2022.